*Subject to credit approval:

BOARDING BONUS AND $100 STATEMENT CREDIT: Limit one offer per accountholder. To qualify, account must be opened in this session, and you must make net eligible purchases (purchases minus returns and adjustments) of $3,000 or more within 90 days of account opening. If earned, 40,000 Bonus Points will post to your Virgin Red account and a $100 statement credit will post to your credit card account within 1-2 billing cycles after qualifying purchases are made. To receive points and the statement credit, your card must be successfully linked to your Virgin Red account and your credit card account must remain open, in good standing and not delinquent at the time the offer is applied. Applications submitted outside of this session are not eligible for this offer. If application is submitted during the offer period, but is approved outside of the offer period, cardholder will still be eligible for this offer. Statement credit cannot be redeemed for cash or cash equivalent. See Credit Rewards Terms for details on the 40,000 Boarding Bonus. A different account opening offer may be available in other advertising.
ANNUAL FEE: New Accounts as of 1/1/25: Variable Purchase APR 20.49%, 24.49% or 28.49%. Variable Bal Trans APR 20.49%, 24.49% or 28.49% and 5% Fee ($5 min). Variable Cash APR 30.49% and 5% Fee ($10 min). Variable Penalty APR 30.49%, 34.49% or 38.49%. Min Interest Charge $2. Annual Fee $99.
REWARD POINTS: See Credit Rewards Terms for details.
PERSONAL PERKS: See Credit Rewards Terms for details. Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.

Virgin Points are earned and spent via Virgin Red Limited in accordance with the Virgin Red Programme Terms and Conditions.

This card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

Explore 408 cruise vacations

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Fire & Sunset Soirées

Florence, Rome, Palma & More

Istanbul, Santorini & More

Dominican Daze

Spanish & Italian Hot Spots

Starry Nights in Greece & Croatia

Grand Cayman, Costa Maya & More

Grand Turk, Puerto Plata & More

Greek Island Glow

A Virgin Celebration Voyage (Lisbon)

Corfu, Dubrovnik & More

England to Iceland & Norway

Riviera Maya

Reykjavik to Amsterdam & Portsmouth

Virgin Voyages Comedy Fest from Miami

Portsmouth to Ireland, Scotland & More

Virgin Voyages Comedy Fest from the UK

Brilliant Lady New York MerMaiden

Portsmouth to Amsterdam & Bordeaux

Mayan Sol

The Big Apple to Bermuda

Portsmouth to Lisbon, Casablanca & Spain

Fall Colors: Coastal Northeast & Canada

Autumn Leaves: New York to Quebec

Barcelona to Cannes, Rome & Tuscany

Fall Leaves to Miami Scenes

Italy to France & Spain

Scarlet's Haunted Halloween Soirée

Brilliant Lady Miami MerMaiden

Mykonos Moons to Spanish Sunrises

Riviera Maya: Halloween Edition

Dominican Daze: Halloween Edition

Resilient's Haunted Halloween Soirée

Valiant's Haunted Halloween Soirée

Honduras, Mexico & Bahamas

Western Caribbean: From Miami to Bimini

One-way to SJ: DR, St. Maarten & BVI

Colorful Curaçao to the Charming Caymans

Saint (Isles) & Seas of the Caribbean

Western Caribbean Charm

San Juan Sunrises & Dominican Dreams

Sunny Miles of Tropical Isles

Sunny San Juan & Isles of Beach Miles

Miami, Grand Turk (& back)

Cayman Coves & Jamaican Waterfalls

Thanksgiving in the Lesser Antilles

Antigua Waves & Grand Turk Caves

San Juan to Barbados & the St. Isles

San Juan, Samaná & Bimini

Nicky Jam x Virgin Voyages

Aruban Sunsets & Calm Cayman Days

St. Lucia, St. Maarten, Barbados & More

Brilliant Caribbean Holidays

Resilient Caribbean Holidays

Valiant Caribbean Holidays

Scarlet Caribbean Holidays

Brilliant New Year's Ahoy!

Resilient New Year's Ahoy!

Valiant New Year’s Ahoy!

Scarlet New Year's Ahoy!

Aruban Sights & Antiguan Nights

Cozumel, Grand Cayman & Bimini

Aruba, Bonaire, Colombia, Jamaica & More

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Virgin Island Views & Saint Isle Blues

St. Kitts, Barbados, Martinique & More

Barbados, Antigua, BVI & More

Grand Turk, Puerto Plata & Bimini

Antigua & the St. Isles

San Juan Sunrises & Dominican Dreams

Magnetic Miami to Gorgeous George Town

Cayman Coves & Jamaican Waterfalls

St. Lucia, Barbados & More

Aruba, Curaçao and the St. Isles

Antigua, Martinique, & Barbados & More

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Red Hot Sailing Club Voyage

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